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Susan DiGiovanne
Mobile Phone:
(609) 694-2184
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Susan DiGiovanne
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Mobile Phone:
(609) 694-2184
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Buyer FAQs
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Home Purchase Guide
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Home-Buying Mistakes
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Selling for Top Dollar!
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Selling First Impressions
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Real Estate Glossary
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About Weichert
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Military Relocation

Military Relocation


We all know the challenges facing today’s Americans in the military. Over the years, Burlington County’s relationship with the Army and Air Force at Fort Dix and McGuire has grown into a strong supportive partnership with the men and women in uniform and their families.

I grew up in a military family and had made 7 moves as both a youngster and a teenager. Relocation can be a stressful experience. Allow me to take some of that stress away, and assist in making your move to Burlington County a smooth and exciting one.

With our borders stretching from the Delaware River to the Atlantic Ocean, Burlington County is the largest county in New Jersey. You will find affordability of housing in abundance, as well as a great investment that you can benefit from in years to come.

VA Mortgages

VA loans for short -- are a popular option with home buyers. In the past fiscal year alone, the government has guaranteed 489,418 VA loans totaling more than $63 billion.

The loans require no down payment and are available from most lenders. In addition, the government limits the amount of closing costs and origination fees lenders can charge, as well as the appraisal fees. In general, the loans are available to some veterans, active service members, reservists and members of the Public Health Service.

Another big benefit to VA home loans -- NO Private Mortgage Insurance. Not only does the VA not require PMI, it also prohibits lenders from requiring it.

Rates are generally in line with conventional rates. The advantage of going VA is that you do not have to make a down payment.

Who is Eligible?

• Veterans with active duty service, that was not dishonorable, during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans must have at least 90 days' service. Veterans with service only during peacetime periods and active duty military personnel must have had more than 180 days' active service. Veterans of enlisted service which began after September 7, 1980, or officers with service beginning after October 16, 1981, must in most cases have served at least 2 years.

• Persian Gulf Conflict. Basically, reservists and National Guard members who were activated on or after August 2, 1990, served at least 90 days and were discharged honorably are eligible. VA regional office personnel may assist with eligibility questions.

• Members of the Selected Reserve, including National Guard, who are not otherwise eligible and who have completed 6 years of service and have been honorably discharged or have completed 6 years of service and are still serving may be eligible. The expanded eligibility for Reserves and National Guard individuals will expire October 28, 1999. Contact the local VA office to find out what is needed to establish eligibility. Reservists will pay a slightly higher funding fee than regular veterans. (See paragraph entitled "Costs of Obtaining a VA Loan").

• You are a spouse of a service member who was killed in the line of duty.

• For more info, click on official government website: http://homeloans.va.gov/